Flexible financing solutions for U.S. businesses  •  Secure online application
Business capital, built around you

Business funding,
Made simple.

One simple application. Multiple funding possibilities. Fast decisions. Real support.

✓ No cost to explore✓ Secure application✓ Multiple funding options
Under 2 minutesto get your application started
1,000+U.S. businesses served across our financing network
One secure applicationto explore multiple funding options
One Streamlined ApplicationStart online without completing a separate preliminary funding form.
Decisions Can Come QuicklyQualified applicants may receive financing decisions in as little as 24 hours.
Funding on Your TimelineSome programs may fund within 24–72 hours after approval and required documentation.
Funding estimator

See what may fit your business.

Answer four quick questions for an illustrative funding range.

Illustrative funding range
$55,000–$150,000

Based on the information entered, your business may qualify for options in this range.

Potential product: Working capital
Typical next step: 2–4 minute application

Estimate only; not an approval, commitment, or offer of credit. Actual terms depend on underwriting and lender criteria.

Driving your business forward

Financing built around your next move.

Whether you are managing day-to-day cash flow or investing in long-term growth, explore solutions designed for different business needs.

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Working Capital

Flexible capital that helps keep everyday operations moving and lets you act when opportunities arise.

  • Everyday operating needs
  • Inventory, payroll & suppliers
  • Fast online qualification
Learn More →
◎

Business Line of Credit

A revolving source of capital you can draw from as needed instead of taking the full amount upfront.

  • Up to $750,000 credit limit*
  • Pay interest only on funds drawn*
  • Approvals may be available in 1–3 business days*
Learn More →
▥

Term Loans

Structured financing for established plans, with a defined repayment period and predictable payment schedule.

  • $25,000–$500,000 typical range*
  • Defined repayment schedule
  • Terms may extend several years*
Learn More →
⚙

Equipment Financing

Finance essential business assets while preserving working capital for the rest of your operation.

  • $10,000–$750,000 financing range*
  • 6 months–10 years terms may be available*
  • Equipment loans and leases available
Learn More →
◈

Revenue-Based Financing

Capital structured around business revenue, offering an alternative to traditional fixed-term financing.

  • $2,000–$1,000,000 advertised range*
  • 3–18 month terms advertised*
  • Revenue-focused qualification
Learn More →
⌂

Commercial Real Estate

Short- and long-term options for business-purpose property transactions and improvements.

  • Property acquisition & refinancing
  • Investment and owner-occupied needs
  • Terms depend on property and provider
Learn More →
Built for American business

Funding for the businesses that keep America moving.

From skilled trades and home services to technology and professional firms, we help established businesses explore financing that supports their next move.

Trades & Operations

Capital for equipment, crews, inventory, vehicles, and growth.

Professional & Technology

Financing for talent, technology, marketing, and expansion.

A clearer path to capital

Fast, streamlined business funding.

A straightforward online process helps you move from application to potential financing options without the traditional runaround.

Fast QualificationStart with one streamlined online application.
Decisions Can Come QuicklyQualified applicants may receive financing decisions in as little as 24 hours.
Funding on Your TimelineSome programs may fund as fast as 24–72 hours after approval and required documentation.
01

Apply Online

Tell us about your business through one streamlined secure application.

02

Review Available Options

Your information is evaluated against available financing programs and provider criteria.

03

Move Toward Funding

If approved, review the available terms and complete any remaining provider requirements.

Approval and funding times vary by applicant, financing provider, product and underwriting requirements. Timing is not guaranteed.

Secure application

Apply for business funding.

Complete one secure application to explore financing options for your business—without repeating your information.

◉ Secure & Confidential✓ One Application. No Preliminary Form.✓ Initial Qualification Uses a Soft Credit PullSoft credit inquiry does not impact your credit score.
Business Funding Application
SECURE APPLICATION

Secure application processing and funding fulfillment are provided through Reveal Lending. USA Business Funds is not a lender and does not make credit decisions. Financing decisions and terms are determined by participating financing providers.

Not ready to apply?

Request personal assistance.

If you have questions or would like help before applying, call us now or request a callback from a USA Business Funds representative.

Call Nowor request a callback
Frequently asked

Straight answers. No fine-print fog.

Does checking my funding estimate affect my credit?

No. The estimator is illustrative and does not itself perform a credit inquiry.

How quickly can funding happen?

Timing varies by financing product, provider, documentation and underwriting.

Is USA Business Funds a lender?

No. USA Business Funds provides commercial financing marketing, referral and application-support services.

What information will I need?

Expect to provide basic business, ownership, revenue and contact information, with additional documentation requested as needed during review.

Ready when you are

Your next business move starts here.

Explore possible financing options with no obligation.

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✓ Transparent business-financing support