Explore financing structures that can help your business acquire vehicles, machinery, technology and other productive assets while preserving working capital.
Equipment financing is generally used to acquire a specific business asset. Depending on the program, the equipment itself may help secure the financing. Leasing can offer a different structure in which the business uses equipment for an agreed period rather than purchasing it outright at the start.
Typically structured around purchasing an asset and repaying the financing over time. Ownership, collateral requirements, down payment and final terms vary by provider and program.
Typically provides the right to use equipment for an agreed term. Purchase options, end-of-lease choices and payment structures vary by lessor and agreement.
The appropriate structure depends on the equipment, business circumstances and terms offered by the financing provider. Tax and accounting treatment should be discussed with qualified advisers.
These are common factors financing providers may evaluate. They are not minimum requirements or a guarantee of approval.
USA Business Funds helps you start the process. Reveal Lending provides secure application processing and funding fulfillment coordination, while participating providers determine underwriting, approval and terms.
Potentially. Eligibility can depend on the equipment's type, age, condition, value and the financing provider's requirements.
Not necessarily. Down-payment and financing requirements vary by provider, transaction and applicant qualifications.
Financing generally supports acquisition of an asset, while a lease generally provides use of equipment for a defined period. Specific ownership and end-of-term options depend on the agreement.
Timing varies based on the applicant, equipment, documentation and provider. Some financing decisions can occur quickly, but approval and funding times are not guaranteed.
Complete one secure application to explore financing options for your business—without repeating your information.
Complete one secure application to begin exploring available business financing options.
USA Business Funds is not a lender and does not make credit decisions. Financing is subject to provider underwriting, approval and applicable terms.
